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The Texas Usury Laws and How to Avoid Them
Interest rates are rising; thus, the Texas usury laws may again become relevant to commercial financing transactions. The purpose of this article is to refresh our understanding of the Texas weury laws in the context of commercial loans. We will also analyze the methods to avoid the application of those laws, which principally consist of the inclusion of express choice-of-law provisions choosing the law of another State to govern a transaction.
Texas Usury Laws and How to Avoid Them
These are the PowerPoint slides from the presentation.
Status of the Committee Reports
The following are links to works by the Legal Opinions Committee